BanksHARRISON BUILDING AND LOAN ASSOCIATION, THE

HARRISON BUILDING AND LOAN ASSOCIATION, THE

HARRISON, OHSmallEst. Jan. 1, 1916, midnightFDIC #28080RSSD #653778FDIC
Latest · 2025-12-31

HARRISON BUILDING AND LOAN ASSOCIATION, THE is an FDIC-insured commercial bank headquartered in HARRISON, OH, established in Jan. 1, 1916, midnight. As of 2025-12-31, the bank reported total assets of $277M and total deposits of $207M. Profitability stands at 0.97% ROA and 6.67% ROE, with a net interest margin of 3.25%. CET1 capital ratio: 14.94%, well above regulatory minimums. NPL ratio: 0.46% · Texas Ratio: 1.63%. Operates 3 domestic branches.

Assets
$277M
Deposits
$207M
Loans
$152M
Equity
$41M

Profitability

Return on Assets (ROA)0.97%
Return on Equity (ROE)6.67%
Net Interest Margin3.25%
Yield on Assets5.14%
Cost of Funds2.07%

Asset Quality

NPL Ratio0.46%
Net Charge-Off Ratio0.06%
Texas Ratio1.63%
NPA Ratio0.25%
ACL / Loans0.82%

Capital & Liquidity

CET1 Ratio14.94%
Tier 1 Capital14.94%
Total Capital Ratio15.68%
Leverage Ratio17.07%
Loan-to-Deposit73.14%

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