Banks FIRST NATIONAL BANK IN AMBOY, THE

FIRST NATIONAL BANK IN AMBOY, THE

AMBOY, IL Small Est. Aug. 11, 1934, midnight FDIC #14674 RSSD #656032 OCC
Latest · 2025-12-31

FIRST NATIONAL BANK IN AMBOY, THE is an FDIC-insured commercial bank headquartered in AMBOY, IL, established in Aug. 11, 1934, midnight. As of 2025-12-31, the bank reported total assets of $314M and total deposits of $259M. Profitability stands at 0.90% ROA and 9.78% ROE, with a net interest margin of 3.53%. CET1 capital ratio: 9.22%. NPL ratio: 0.00% · Texas Ratio: 0.00%.

Assets
$314M
Deposits
$259M
Loans
$133M
Equity
$29M

Profitability

Return on Assets (ROA)0.90%
Return on Equity (ROE)9.78%
Net Interest Margin3.53%
Yield on Assets5.04%
Cost of Funds1.55%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.03%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.83%

Capital & Liquidity

CET1 Ratio9.22%
Tier 1 Capital9.22%
Total Capital Ratio9.68%
Leverage Ratio10.68%
Loan-to-Deposit51.43%

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