BanksTEXAS FINANCIAL BANK DBA THE EDEN STATE BANK

TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK

EDEN, TXSmallEst. July 31, 1986, midnightFDIC #26738RSSD #656658FDIC
Latest · 2025-12-31

TEXAS FINANCIAL BANK DBA THE EDEN STATE BANK is an FDIC-insured commercial bank headquartered in EDEN, TX, established in July 31, 1986, midnight. As of 2025-12-31, the bank reported total assets of $235M and total deposits of $195M. Profitability stands at 0.69% ROA and 4.53% ROE, with a net interest margin of 4.98%. CET1 capital ratio: 11.47%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$235M
Deposits
$195M
Loans
$117M
Equity
$35M

Profitability

Return on Assets (ROA)0.69%
Return on Equity (ROE)4.53%
Net Interest Margin4.98%
Yield on Assets5.98%
Cost of Funds1.10%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio11.47%
Tier 1 Capital11.47%
Total Capital Ratio12.04%
Leverage Ratio12.34%
Loan-to-Deposit60.00%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required