BanksUNION FEDERAL SAVINGS AND LOAN ASSOCIATION

UNION FEDERAL SAVINGS AND LOAN ASSOCIATION

KEWANEE, ILSmallEst. Jan. 1, 1890, midnightFDIC #27767RSSD #656779OCC
Latest · 2025-12-31

UNION FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in KEWANEE, IL, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $145M and total deposits of $120M. Profitability stands at 0.32% ROA and 1.99% ROE, with a net interest margin of 3.50%. CET1 capital ratio: 16.25%, well above regulatory minimums. NPL ratio: 0.36% · Texas Ratio: 1.70%. Operates 6 domestic branches.

Assets
$145M
Deposits
$120M
Loans
$120M
Equity
$24M

Profitability

Return on Assets (ROA)0.32%
Return on Equity (ROE)1.99%
Net Interest Margin3.50%
Yield on Assets5.00%
Cost of Funds1.66%

Asset Quality

NPL Ratio0.36%
Net Charge-Off Ratio0.00%
Texas Ratio1.70%
NPA Ratio0.29%
ACL / Loans1.23%

Capital & Liquidity

CET1 Ratio16.25%
Tier 1 Capital16.25%
Total Capital Ratio17.06%
Leverage Ratio16.52%
Loan-to-Deposit99.46%

This is just the summary.

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