BanksUNITED STATE BANK

UNITED STATE BANK

LEWISTOWN, MOSmallEst. Sept. 8, 1928, midnightFDIC #12214RSSD #659556FDIC
Latest · 2025-12-31

UNITED STATE BANK is an FDIC-insured commercial bank headquartered in LEWISTOWN, MO, established in Sept. 8, 1928, midnight. As of 2025-12-31, the bank reported total assets of $284M and total deposits of $254M. Profitability stands at 2.11% ROA and 21.44% ROE, with a net interest margin of 4.68%. CET1 capital ratio: 12.67%, well above regulatory minimums. NPL ratio: 0.07% · Texas Ratio: 0.47%. Operates 6 domestic branches.

Assets
$284M
Deposits
$254M
Loans
$222M
Equity
$28M

Profitability

Return on Assets (ROA)2.11%
Return on Equity (ROE)21.44%
Net Interest Margin4.68%
Yield on Assets6.85%
Cost of Funds2.23%

Asset Quality

NPL Ratio0.07%
Net Charge-Off Ratio0.00%
Texas Ratio0.47%
NPA Ratio0.05%
ACL / Loans1.42%

Capital & Liquidity

CET1 Ratio12.67%
Tier 1 Capital12.67%
Total Capital Ratio13.93%
Leverage Ratio9.99%
Loan-to-Deposit87.22%

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