MERCER SAVINGS BANK is an FDIC-insured commercial bank headquartered in CELINA, OH, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $174M and total deposits of $149M. Profitability stands at 0.49% ROA and 3.88% ROE, with a net interest margin of 4.39%. CET1 capital ratio: 17.88%, well above regulatory minimums. NPL ratio: 0.40% · Texas Ratio: 2.62%. Operates 4 domestic branches.
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