BanksLEE BANK & TRUST COMPANY

LEE BANK & TRUST COMPANY

PENNINGTON GAP, VASmallEst. Aug. 22, 1932, midnightFDIC #11582RSSD #661223FDIC
Latest · 2025-12-31

LEE BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in PENNINGTON GAP, VA, established in Aug. 22, 1932, midnight. As of 2025-12-31, the bank reported total assets of $262M and total deposits of $226M. Profitability stands at 1.28% ROA and 10.46% ROE, with a net interest margin of 3.65%. CET1 capital ratio: 21.18%, well above regulatory minimums. NPL ratio: 0.32% · Texas Ratio: 1.78%. Operates 3 domestic branches.

Assets
$262M
Deposits
$226M
Loans
$134M
Equity
$32M

Profitability

Return on Assets (ROA)1.28%
Return on Equity (ROE)10.46%
Net Interest Margin3.65%
Yield on Assets6.12%
Cost of Funds2.60%

Asset Quality

NPL Ratio0.32%
Net Charge-Off Ratio0.15%
Texas Ratio1.78%
NPA Ratio0.24%
ACL / Loans2.12%

Capital & Liquidity

CET1 Ratio21.18%
Tier 1 Capital21.18%
Total Capital Ratio22.44%
Leverage Ratio12.43%
Loan-to-Deposit59.29%

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