BanksSMALL BUSINESS BANK

SMALL BUSINESS BANK

LENEXA, KSMicroEst. Nov. 7, 1984, midnightFDIC #25744RSSD #663656FED
Latest · 2025-12-31

SMALL BUSINESS BANK is an FDIC-insured commercial bank headquartered in LENEXA, KS, established in Nov. 7, 1984, midnight. As of 2025-12-31, the bank reported total assets of $73M and total deposits of $68M. Profitability stands at -6.83% ROA and -88.77% ROE, with a net interest margin of 2.71%. CET1 capital ratio: 17.45%, well above regulatory minimums. NPL ratio: 4.73% · Texas Ratio: 49.65%. Operates 1 domestic branch.

Assets
$73M
Deposits
$68M
Loans
$63M
Equity
$4M

Profitability

Return on Assets (ROA)-6.83%
Return on Equity (ROE)-88.77%
Net Interest Margin2.71%
Yield on Assets5.20%
Cost of Funds2.50%

Asset Quality

NPL Ratio4.73%
Net Charge-Off Ratio0.80%
Texas Ratio49.65%
NPA Ratio4.11%
ACL / Loans2.70%

Capital & Liquidity

CET1 Ratio17.45%
Tier 1 Capital17.45%
Total Capital Ratio18.77%
Leverage Ratio5.73%
Loan-to-Deposit93.07%

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