OCEAN BANK is an FDIC-insured commercial bank headquartered in MIAMI, FL, established in Dec. 9, 1982, midnight. As of 2025-12-31, the bank reported total assets of $7.4B and total deposits of $6.3B. Profitability stands at 0.95% ROA and 10.17% ROE, with a net interest margin of 3.61%. CET1 capital ratio: 11.46%, well above regulatory minimums. NPL ratio: 0.21% · Texas Ratio: 1.66%. Operates 24 domestic branches.
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