Banks FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER

FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER

LANCASTER, OH Small Est. Jan. 1, 1895, midnight FDIC #27806 RSSD #666974 OCC
Latest · 2025-12-31

FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION OF LANCASTER is an FDIC-insured commercial bank headquartered in LANCASTER, OH, established in Jan. 1, 1895, midnight. As of 2025-12-31, the bank reported total assets of $279M and total deposits of $245M. Profitability stands at 0.43% ROA and 3.66% ROE, with a net interest margin of 3.22%. CET1 capital ratio: 11.79%, well above regulatory minimums. NPL ratio: 0.12% · Texas Ratio: 1.33%.

Assets
$279M
Deposits
$245M
Loans
$243M
Equity
$33M

Profitability

Return on Assets (ROA)0.43%
Return on Equity (ROE)3.66%
Net Interest Margin3.22%
Yield on Assets4.83%
Cost of Funds1.68%

Asset Quality

NPL Ratio0.12%
Net Charge-Off Ratio0.00%
Texas Ratio1.33%
NPA Ratio0.16%
ACL / Loans0.48%

Capital & Liquidity

CET1 Ratio11.79%
Tier 1 Capital11.79%
Total Capital Ratio12.38%
Leverage Ratio11.78%
Loan-to-Deposit98.90%

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