Banks LINCOLN STATE BANK

LINCOLN STATE BANK

HANKINSON, ND Small Est. Aug. 3, 1903, midnight FDIC #8390 RSSD #667551 FDIC
Latest · 2025-12-31

LINCOLN STATE BANK is an FDIC-insured commercial bank headquartered in HANKINSON, ND, established in Aug. 3, 1903, midnight. As of 2025-12-31, the bank reported total assets of $126M and total deposits of $106M. Profitability stands at 1.04% ROA and 14.68% ROE, with a net interest margin of 3.67%. CET1 capital ratio: 7.19%. NPL ratio: 0.27% · Texas Ratio: 1.90%.

Assets
$126M
Deposits
$106M
Loans
$72M
Equity
$9M

Profitability

Return on Assets (ROA)1.04%
Return on Equity (ROE)14.68%
Net Interest Margin3.67%
Yield on Assets5.28%
Cost of Funds1.60%

Asset Quality

NPL Ratio0.27%
Net Charge-Off Ratio0.12%
Texas Ratio1.90%
NPA Ratio0.15%
ACL / Loans1.36%

Capital & Liquidity

CET1 Ratio7.19%
Tier 1 Capital7.19%
Total Capital Ratio7.55%
Leverage Ratio9.68%
Loan-to-Deposit67.38%

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