BanksDEWITT BANK & TRUST CO.

DEWITT BANK & TRUST CO.

DE WITT, IASmallEst. June 15, 1933, midnightFDIC #14705RSSD #668147FDIC
Latest · 2025-12-31

DEWITT BANK & TRUST CO. is an FDIC-insured commercial bank headquartered in DE WITT, IA, established in June 15, 1933, midnight. As of 2025-12-31, the bank reported total assets of $257M and total deposits of $223M. Profitability stands at 1.40% ROA and 17.08% ROE, with a net interest margin of 3.82%. CET1 capital ratio: 8.29%. NPL ratio: 1.56% · Texas Ratio: 13.44%. Operates 2 domestic branches.

Assets
$257M
Deposits
$223M
Loans
$204M
Equity
$21M

Profitability

Return on Assets (ROA)1.40%
Return on Equity (ROE)17.08%
Net Interest Margin3.82%
Yield on Assets6.10%
Cost of Funds2.30%

Asset Quality

NPL Ratio1.56%
Net Charge-Off Ratio-0.01%
Texas Ratio13.44%
NPA Ratio1.24%
ACL / Loans1.12%

Capital & Liquidity

CET1 Ratio8.29%
Tier 1 Capital8.29%
Total Capital Ratio8.70%
Leverage Ratio9.61%
Loan-to-Deposit91.45%

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