FARMERS & MERCHANTS BANK & TRUST is an FDIC-insured commercial bank headquartered in MARINETTE, WI, established in Dec. 2, 1902, midnight. As of 2025-12-31, the bank reported total assets of $174M and total deposits of $147M. Profitability stands at 0.44% ROA and 4.78% ROE, with a net interest margin of 4.32%. CET1 capital ratio: 16.40%, well above regulatory minimums. NPL ratio: 1.07% · Texas Ratio: 7.95%. Operates 3 domestic branches.
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