BanksFARMERS & MERCHANTS BANK & TRUST

FARMERS & MERCHANTS BANK & TRUST

MARINETTE, WISmallEst. Dec. 2, 1902, midnightFDIC #10382RSSD #672247FDIC
Latest · 2025-12-31

FARMERS & MERCHANTS BANK & TRUST is an FDIC-insured commercial bank headquartered in MARINETTE, WI, established in Dec. 2, 1902, midnight. As of 2025-12-31, the bank reported total assets of $174M and total deposits of $147M. Profitability stands at 0.44% ROA and 4.78% ROE, with a net interest margin of 4.32%. CET1 capital ratio: 16.40%, well above regulatory minimums. NPL ratio: 1.07% · Texas Ratio: 7.95%. Operates 3 domestic branches.

Assets
$174M
Deposits
$147M
Loans
$119M
Equity
$16M

Profitability

Return on Assets (ROA)0.44%
Return on Equity (ROE)4.78%
Net Interest Margin4.32%
Yield on Assets5.85%
Cost of Funds1.56%

Asset Quality

NPL Ratio1.07%
Net Charge-Off Ratio0.00%
Texas Ratio7.95%
NPA Ratio0.79%
ACL / Loans1.02%

Capital & Liquidity

CET1 Ratio16.40%
Tier 1 Capital16.40%
Total Capital Ratio17.48%
Leverage Ratio11.11%
Loan-to-Deposit81.35%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required