FARMERS & MERCHANTS SAVINGS BANK is an FDIC-insured commercial bank headquartered in IOWA CITY, IA, established in Sept. 25, 1901, midnight. As of 2025-12-31, the bank reported total assets of $123M and total deposits of $102M. Profitability stands at 0.98% ROA and 7.03% ROE, with a net interest margin of 3.40%. CET1 capital ratio: 12.80%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.
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