Banks LUANA SAVINGS BANK

LUANA SAVINGS BANK

LUANA, IA Large Est. Aug. 1, 1908, midnight FDIC #253 RSSD #674849 FDIC
Latest · 2025-12-31

LUANA SAVINGS BANK is an FDIC-insured commercial bank headquartered in LUANA, IA, established in Aug. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.8B. Profitability stands at 0.71% ROA and 7.42% ROE, with a net interest margin of 1.81%. CET1 capital ratio: 9.04%. NPL ratio: 0.03% · Texas Ratio: 0.27%.

Assets
$2.2B
Deposits
$1.8B
Loans
$1.8B
Equity
$208M

Profitability

Return on Assets (ROA)0.71%
Return on Equity (ROE)7.42%
Net Interest Margin1.81%
Yield on Assets4.88%
Cost of Funds3.15%

Asset Quality

NPL Ratio0.03%
Net Charge-Off Ratio0.00%
Texas Ratio0.27%
NPA Ratio0.03%
ACL / Loans1.01%

Capital & Liquidity

CET1 Ratio9.04%
Tier 1 Capital9.04%
Total Capital Ratio9.49%
Leverage Ratio9.72%
Loan-to-Deposit96.98%

This is just the summary.

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