AMERICAN TRUST & SAVINGS BANK is an FDIC-insured commercial bank headquartered in LOWDEN, IA, established in Oct. 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $31M and total deposits of $26M. Profitability stands at -2.69% ROA and -21.96% ROE, with a net interest margin of 2.00%. CET1 capital ratio: 39.72%, well above regulatory minimums. NPL ratio: 9.15% · Texas Ratio: 13.93%. Operates 1 domestic branch.
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