BanksUNISON BANK

UNISON BANK

JAMESTOWN, NDMediumEst. March 15, 1965, midnightFDIC #19396RSSD #676151FDIC
Latest · 2025-12-31

UNISON BANK is an FDIC-insured commercial bank headquartered in JAMESTOWN, ND, established in March 15, 1965, midnight. As of 2025-12-31, the bank reported total assets of $599M and total deposits of $501M. Profitability stands at 1.08% ROA and 14.05% ROE, with a net interest margin of 3.78%. CET1 capital ratio: 12.13%, well above regulatory minimums. NPL ratio: 0.36% · Texas Ratio: 2.83%. Operates 4 domestic branches.

Assets
$599M
Deposits
$501M
Loans
$420M
Equity
$47M

Profitability

Return on Assets (ROA)1.08%
Return on Equity (ROE)14.05%
Net Interest Margin3.78%
Yield on Assets5.92%
Cost of Funds2.17%

Asset Quality

NPL Ratio0.36%
Net Charge-Off Ratio0.33%
Texas Ratio2.83%
NPA Ratio0.25%
ACL / Loans1.35%

Capital & Liquidity

CET1 Ratio12.13%
Tier 1 Capital12.13%
Total Capital Ratio13.35%
Leverage Ratio9.41%
Loan-to-Deposit83.81%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required