BanksFIRST NATIONAL BANK IN CIMARRON

FIRST NATIONAL BANK IN CIMARRON

CIMARRON, KSSmallEst. May 21, 1929, midnightFDIC #4638RSSD #677354OCC
Latest · 2025-12-31

FIRST NATIONAL BANK IN CIMARRON is an FDIC-insured commercial bank headquartered in CIMARRON, KS, established in May 21, 1929, midnight. As of 2025-12-31, the bank reported total assets of $162M and total deposits of $151M. Profitability stands at 1.12% ROA and 19.36% ROE, with a net interest margin of 3.77%. CET1 capital ratio: 14.68%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 0.85%. Operates 2 domestic branches.

Assets
$162M
Deposits
$151M
Loans
$72M
Equity
$9M

Profitability

Return on Assets (ROA)1.12%
Return on Equity (ROE)19.36%
Net Interest Margin3.77%
Yield on Assets5.10%
Cost of Funds1.32%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio0.01%
Texas Ratio0.85%
NPA Ratio0.05%
ACL / Loans1.07%

Capital & Liquidity

CET1 Ratio14.68%
Tier 1 Capital14.68%
Total Capital Ratio15.74%
Leverage Ratio8.75%
Loan-to-Deposit47.48%

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