Banks STATE BANK OF LAKOTA

STATE BANK OF LAKOTA

LAKOTA, ND Micro Est. Jan. 1, 1900, midnight FDIC #16477 RSSD #678258 FDIC
Latest · 2025-12-31

STATE BANK OF LAKOTA is an FDIC-insured commercial bank headquartered in LAKOTA, ND, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $67M and total deposits of $61M. Profitability stands at 1.45% ROA and 16.11% ROE, with a net interest margin of 4.07%. CET1 capital ratio: 14.18%, well above regulatory minimums. NPL ratio: 0.13% · Texas Ratio: 0.78%.

Assets
$67M
Deposits
$61M
Loans
$40M
Equity
$6M

Profitability

Return on Assets (ROA)1.45%
Return on Equity (ROE)16.11%
Net Interest Margin4.07%
Yield on Assets5.48%
Cost of Funds1.43%

Asset Quality

NPL Ratio0.13%
Net Charge-Off Ratio0.01%
Texas Ratio0.78%
NPA Ratio0.08%
ACL / Loans0.89%

Capital & Liquidity

CET1 Ratio14.18%
Tier 1 Capital14.18%
Total Capital Ratio15.06%
Leverage Ratio9.27%
Loan-to-Deposit66.36%

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