BanksFAIRFAX STATE SAVINGS BANK

FAIRFAX STATE SAVINGS BANK

FAIRFAX, IASmallEst. Oct. 20, 1924, midnightFDIC #8083RSSD #682648FDIC
Latest · 2025-12-31

FAIRFAX STATE SAVINGS BANK is an FDIC-insured commercial bank headquartered in FAIRFAX, IA, established in Oct. 20, 1924, midnight. As of 2025-12-31, the bank reported total assets of $277M and total deposits of $234M. Profitability stands at 0.68% ROA and 10.23% ROE, with a net interest margin of 2.70%. CET1 capital ratio: 6.81%. NPL ratio: 0.18% · Texas Ratio: 11.38%. Operates 3 domestic branches.

Assets
$277M
Deposits
$234M
Loans
$158M
Equity
$19M

Profitability

Return on Assets (ROA)0.68%
Return on Equity (ROE)10.23%
Net Interest Margin2.70%
Yield on Assets5.44%
Cost of Funds2.71%

Asset Quality

NPL Ratio0.18%
Net Charge-Off Ratio0.17%
Texas Ratio11.38%
NPA Ratio0.85%
ACL / Loans1.15%

Capital & Liquidity

CET1 Ratio6.81%
Tier 1 Capital6.81%
Total Capital Ratio7.15%
Leverage Ratio9.57%
Loan-to-Deposit67.49%

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