BanksOPPORTUNITY BANK OF MONTANA

OPPORTUNITY BANK OF MONTANA

HELENA, MTLargeEst. Jan. 1, 1922, midnightFDIC #30182RSSD #685676FED
Latest · 2025-12-31

OPPORTUNITY BANK OF MONTANA is an FDIC-insured commercial bank headquartered in HELENA, MT, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.8B. Profitability stands at 1.02% ROA and 8.88% ROE, with a net interest margin of 4.15%. CET1 capital ratio: 13.15%, well above regulatory minimums. NPL ratio: 0.14% · Texas Ratio: 0.83%. Operates 30 domestic branches.

Assets
$2.1B
Deposits
$1.8B
Loans
$1.5B
Equity
$245M

Profitability

Return on Assets (ROA)1.02%
Return on Equity (ROE)8.88%
Net Interest Margin4.15%
Yield on Assets5.67%
Cost of Funds1.61%

Asset Quality

NPL Ratio0.14%
Net Charge-Off Ratio0.01%
Texas Ratio0.83%
NPA Ratio0.10%
ACL / Loans1.14%

Capital & Liquidity

CET1 Ratio13.15%
Tier 1 Capital13.15%
Total Capital Ratio14.28%
Leverage Ratio10.62%
Loan-to-Deposit84.46%

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