BanksMIDWEST REGIONAL BANK

MIDWEST REGIONAL BANK

CLAYTON, MOLargeEst. June 13, 1894, midnightFDIC #8889RSSD #691958FDIC
Latest · 2025-12-31

MIDWEST REGIONAL BANK is an FDIC-insured commercial bank headquartered in CLAYTON, MO, established in June 13, 1894, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $909M. Profitability stands at -0.03% ROA and -0.29% ROE, with a net interest margin of 3.68%. CET1 capital ratio: 11.58%, well above regulatory minimums. NPL ratio: 5.62% · Texas Ratio: 37.38%. Operates 7 domestic branches.

Assets
$1.0B
Deposits
$909M
Loans
$855M
Equity
$112M

Profitability

Return on Assets (ROA)-0.03%
Return on Equity (ROE)-0.29%
Net Interest Margin3.68%
Yield on Assets7.18%
Cost of Funds3.63%

Asset Quality

NPL Ratio5.62%
Net Charge-Off Ratio0.37%
Texas Ratio37.38%
NPA Ratio4.58%
ACL / Loans1.98%

Capital & Liquidity

CET1 Ratio11.58%
Tier 1 Capital11.58%
Total Capital Ratio12.84%
Leverage Ratio10.09%
Loan-to-Deposit94.04%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required