ST. CLAIR COUNTY STATE BANK is an FDIC-insured commercial bank headquartered in OSCEOLA, MO, established in May 1, 1896, midnight. As of 2025-12-31, the bank reported total assets of $216M and total deposits of $185M. Profitability stands at 1.85% ROA and 13.53% ROE, with a net interest margin of 4.34%. CET1 capital ratio: 13.75%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.
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