BanksSECURITY FIRST BANK OF NORTH DAKOTA

SECURITY FIRST BANK OF NORTH DAKOTA

NEW SALEM, NDSmallEst. Jan. 1, 1925, midnightFDIC #11519RSSD #693952FDIC
Latest · 2025-12-31

SECURITY FIRST BANK OF NORTH DAKOTA is an FDIC-insured commercial bank headquartered in NEW SALEM, ND, established in Jan. 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $285M and total deposits of $240M. Profitability stands at 2.03% ROA and 16.40% ROE, with a net interest margin of 4.99%. CET1 capital ratio: 12.24%, well above regulatory minimums. NPL ratio: 0.99% · Texas Ratio: 6.02%. Operates 5 domestic branches.

Assets
$285M
Deposits
$240M
Loans
$235M
Equity
$35M

Profitability

Return on Assets (ROA)2.03%
Return on Equity (ROE)16.40%
Net Interest Margin4.99%
Yield on Assets6.30%
Cost of Funds1.43%

Asset Quality

NPL Ratio0.99%
Net Charge-Off Ratio0.84%
Texas Ratio6.02%
NPA Ratio0.82%
ACL / Loans1.40%

Capital & Liquidity

CET1 Ratio12.24%
Tier 1 Capital12.24%
Total Capital Ratio12.86%
Leverage Ratio12.89%
Loan-to-Deposit97.80%

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