BanksMAXWELL STATE BANK

MAXWELL STATE BANK

MAXWELL, IAMicroEst. Feb. 1, 1943, midnightFDIC #15930RSSD #694146FDIC
Latest · 2025-12-31

MAXWELL STATE BANK is an FDIC-insured commercial bank headquartered in MAXWELL, IA, established in Feb. 1, 1943, midnight. As of 2025-12-31, the bank reported total assets of $28M and total deposits of $24M. Profitability stands at -2.48% ROA and -18.45% ROE, with a net interest margin of 3.03%. CET1 capital ratio: 20.17%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$28M
Deposits
$24M
Loans
$9M
Equity
$4M

Profitability

Return on Assets (ROA)-2.48%
Return on Equity (ROE)-18.45%
Net Interest Margin3.03%
Yield on Assets4.59%
Cost of Funds1.68%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.48%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.87%

Capital & Liquidity

CET1 Ratio20.17%
Tier 1 Capital20.17%
Total Capital Ratio20.59%
Leverage Ratio13.87%
Loan-to-Deposit37.61%

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