BEDFORD LOAN & DEPOSIT BANK is an FDIC-insured commercial bank headquartered in BEDFORD, KY, established in Nov. 2, 1891, midnight. As of 2025-12-31, the bank reported total assets of $118M and total deposits of $98M. Profitability stands at 0.71% ROA and 5.40% ROE, with a net interest margin of 3.99%. CET1 capital ratio: 24.82%, well above regulatory minimums. NPL ratio: 1.12% · Texas Ratio: 5.13%. Operates 3 domestic branches.
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