BanksBLUESTONE BANK

BLUESTONE BANK

RAYNHAM, MALargeEst. March 19, 1872, midnightFDIC #90169RSSD #699105FED
Latest · 2025-12-31

BLUESTONE BANK is an FDIC-insured commercial bank headquartered in RAYNHAM, MA, established in March 19, 1872, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 0.58% ROA and 7.20% ROE, with a net interest margin of 2.72%. CET1 capital ratio: 8.11%. NPL ratio: 0.10% · Texas Ratio: 0.88%. Operates 12 domestic branches.

Assets
$1.6B
Deposits
$1.3B
Loans
$1.2B
Equity
$129M

Profitability

Return on Assets (ROA)0.58%
Return on Equity (ROE)7.20%
Net Interest Margin2.72%
Yield on Assets5.20%
Cost of Funds2.50%

Asset Quality

NPL Ratio0.10%
Net Charge-Off Ratio0.00%
Texas Ratio0.88%
NPA Ratio0.08%
ACL / Loans0.63%

Capital & Liquidity

CET1 Ratio8.11%
Tier 1 Capital8.11%
Total Capital Ratio8.52%
Leverage Ratio9.60%
Loan-to-Deposit96.41%

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