BanksCITIZENS BANK OF EDINA, THE

CITIZENS BANK OF EDINA, THE

EDINA, MOSmallEst. Sept. 10, 1914, midnightFDIC #12457RSSD #699253FDIC
Latest · 2025-12-31

CITIZENS BANK OF EDINA, THE is an FDIC-insured commercial bank headquartered in EDINA, MO, established in Sept. 10, 1914, midnight. As of 2025-12-31, the bank reported total assets of $105M and total deposits of $90M. Profitability stands at 2.68% ROA and 19.04% ROE, with a net interest margin of 5.10%. CET1 capital ratio: 13.87%, well above regulatory minimums. NPL ratio: 0.15% · Texas Ratio: 0.69%. Operates 1 domestic branch.

Assets
$105M
Deposits
$90M
Loans
$72M
Equity
$15M

Profitability

Return on Assets (ROA)2.68%
Return on Equity (ROE)19.04%
Net Interest Margin5.10%
Yield on Assets6.30%
Cost of Funds1.33%

Asset Quality

NPL Ratio0.15%
Net Charge-Off Ratio0.00%
Texas Ratio0.69%
NPA Ratio0.10%
ACL / Loans1.37%

Capital & Liquidity

CET1 Ratio13.87%
Tier 1 Capital13.87%
Total Capital Ratio14.57%
Leverage Ratio14.50%
Loan-to-Deposit80.27%

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