PEOPLES BANK CO., THE is an FDIC-insured commercial bank headquartered in COLDWATER, OH, established in Nov. 20, 1905, midnight. As of 2025-12-31, the bank reported total assets of $831M and total deposits of $729M. Profitability stands at 1.86% ROA and 20.18% ROE, with a net interest margin of 3.39%. CET1 capital ratio: 20.74%, well above regulatory minimums. NPL ratio: 0.04% · Texas Ratio: 0.23%.
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