Banks HORIZON BANK, SSB

HORIZON BANK, SSB

AUSTIN, TX Large Est. Jan. 1, 1905, midnight FDIC #3256 RSSD #703552 FDIC
Latest · 2025-12-31

HORIZON BANK, SSB is an FDIC-insured commercial bank headquartered in AUSTIN, TX, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $2.1B. Profitability stands at 1.77% ROA and 19.97% ROE, with a net interest margin of 4.39%. CET1 capital ratio: 12.51%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%.

Assets
$2.3B
Deposits
$2.1B
Loans
$1.6B
Equity
$208M

Profitability

Return on Assets (ROA)1.77%
Return on Equity (ROE)19.97%
Net Interest Margin4.39%
Yield on Assets5.98%
Cost of Funds1.63%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.73%

Capital & Liquidity

CET1 Ratio12.51%
Tier 1 Capital12.51%
Total Capital Ratio13.76%
Leverage Ratio9.09%
Loan-to-Deposit77.07%

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