Banks SOUTH COAST BANK & TRUST

SOUTH COAST BANK & TRUST

BRUNSWICK, GA Small Est. Jan. 1, 1934, midnight FDIC #16283 RSSD #706030 FDIC
Latest · 2025-12-31

SOUTH COAST BANK & TRUST is an FDIC-insured commercial bank headquartered in BRUNSWICK, GA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $265M and total deposits of $236M. Profitability stands at 1.46% ROA and 18.35% ROE, with a net interest margin of 4.20%. CET1 capital ratio: 7.95%. NPL ratio: 0.03% · Texas Ratio: 0.26%.

Assets
$265M
Deposits
$236M
Loans
$194M
Equity
$21M

Profitability

Return on Assets (ROA)1.46%
Return on Equity (ROE)18.35%
Net Interest Margin4.20%
Yield on Assets6.39%
Cost of Funds2.20%

Asset Quality

NPL Ratio0.03%
Net Charge-Off Ratio0.06%
Texas Ratio0.26%
NPA Ratio0.02%
ACL / Loans1.61%

Capital & Liquidity

CET1 Ratio7.95%
Tier 1 Capital7.95%
Total Capital Ratio8.35%
Leverage Ratio9.41%
Loan-to-Deposit82.25%

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