BanksFIRST NATIONAL BANK OF MOOSE LAKE, THE

FIRST NATIONAL BANK OF MOOSE LAKE, THE

MOOSE LAKE, MNSmallEst. June 21, 1926, midnightFDIC #5214RSSD #706058OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF MOOSE LAKE, THE is an FDIC-insured commercial bank headquartered in MOOSE LAKE, MN, established in June 21, 1926, midnight. As of 2025-12-31, the bank reported total assets of $139M and total deposits of $116M. Profitability stands at 2.00% ROA and 15.59% ROE, with a net interest margin of 4.63%. CET1 capital ratio: 12.93%, well above regulatory minimums. NPL ratio: 0.06% · Texas Ratio: 0.30%. Operates 2 domestic branches.

Assets
$139M
Deposits
$116M
Loans
$98M
Equity
$18M

Profitability

Return on Assets (ROA)2.00%
Return on Equity (ROE)15.59%
Net Interest Margin4.63%
Yield on Assets6.44%
Cost of Funds1.92%

Asset Quality

NPL Ratio0.06%
Net Charge-Off Ratio-0.01%
Texas Ratio0.30%
NPA Ratio0.04%
ACL / Loans1.12%

Capital & Liquidity

CET1 Ratio12.93%
Tier 1 Capital12.93%
Total Capital Ratio13.58%
Leverage Ratio14.95%
Loan-to-Deposit83.93%

This is just the summary.

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