BanksWESTERN BANK, ARTESIA, NEW MEXICO

WESTERN BANK, ARTESIA, NEW MEXICO

ARTESIA, NMSmallEst. Aug. 2, 1948, midnightFDIC #16720RSSD #709554FDIC
Latest · 2025-12-31

WESTERN BANK, ARTESIA, NEW MEXICO is an FDIC-insured commercial bank headquartered in ARTESIA, NM, established in Aug. 2, 1948, midnight. As of 2025-12-31, the bank reported total assets of $305M and total deposits of $271M. Profitability stands at 2.20% ROA and 21.39% ROE, with a net interest margin of 5.35%. CET1 capital ratio: 14.83%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$305M
Deposits
$271M
Loans
$178M
Equity
$31M

Profitability

Return on Assets (ROA)2.20%
Return on Equity (ROE)21.39%
Net Interest Margin5.35%
Yield on Assets5.77%
Cost of Funds0.44%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.06%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.14%

Capital & Liquidity

CET1 Ratio14.83%
Tier 1 Capital14.83%
Total Capital Ratio15.78%
Leverage Ratio10.94%
Loan-to-Deposit65.65%

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