MACON BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in LAFAYETTE, TN, established in July 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $772M and total deposits of $706M. Profitability stands at 1.21% ROA and 15.95% ROE, with a net interest margin of 3.57%. CET1 capital ratio: 7.58%. NPL ratio: 0.01% · Texas Ratio: 0.05%. Operates 7 domestic branches.
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