BanksVERIMORE BANK

VERIMORE BANK

BROOKFIELD, MOMediumEst. May 1, 1934, midnightFDIC #28930RSSD #710176FED
Latest · 2025-12-31

VERIMORE BANK is an FDIC-insured commercial bank headquartered in BROOKFIELD, MO, established in May 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $639M and total deposits of $547M. Profitability stands at 1.83% ROA and 16.77% ROE, with a net interest margin of 4.51%. CET1 capital ratio: 13.52%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.32%. Operates 5 domestic branches.

Assets
$639M
Deposits
$547M
Loans
$489M
Equity
$69M

Profitability

Return on Assets (ROA)1.83%
Return on Equity (ROE)16.77%
Net Interest Margin4.51%
Yield on Assets6.63%
Cost of Funds2.20%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.02%
Texas Ratio0.32%
NPA Ratio0.04%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio13.52%
Tier 1 Capital13.52%
Total Capital Ratio14.74%
Leverage Ratio10.49%
Loan-to-Deposit89.49%

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