Call report & UBPR data for banks, plus NCUA 5300 for credit unions.

The Uniform Bank Performance Report is the examiner's working view of a bank: ratios and peer comparisons distilled from the quarterly Call Report. It's where profitability trends, asset quality, capital adequacy, and liquidity risk all get a number attached.

Traditionally that data lives inside the FFIEC's Central Data Repository: bulk downloads, government-issue UX, no real way to slice it. We transform the same underlying CDR data into interactive dashboards: 26 years of history for every FDIC-insured bank, searchable in seconds.

The metrics that matter haven't changed: ROA, ROE, Net Interest Margin, NPL ratios, CET1 and Tier 1 leverage. Examiners weigh the same public ratios when they rate a bank. We do not have their CAMELS ratings or their rating system, so the scoring here is our own.

Every FDIC-insured bank in the US files a quarterly Report of Condition and Income (FFIEC 031, 041, or 051). It covers everything: balance sheets, income statements, loan portfolios, deposit breakdowns, capital positions, risk exposures.

This is the data that keeps the banking system transparent. Investors use it to pick stocks. Acquirers use it in due diligence. Risk officers use it for compliance monitoring. The problem has always been the shape of the raw filings: hundreds of fields per bank, per quarter, across three forms.

We distill that into clean visualizations. Track Texas Ratio trends, benchmark CET1 against peer groups, compare NPL ratios across asset tiers, export a tearsheet, all without writing SQL or renting an expensive data feed.