WASHINGTON COUNTY BANK

BLAIR, NE | Medium | Est. July 1, 1915, midnight | FDIC #12241 | RSSD #1000052 | FDIC
Latest Report: 2025-12-31

WASHINGTON COUNTY BANK is amn medium FDIC-insured commercial bank headquartered in BLAIR, NE, established in July 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $629M and total deposits of $518M. Profitability stands at 1.91% ROA and 15.76% ROE, with a net interest margin of 4.37%. The bank's CET1 capital ratio is 15.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 2.51%. FDIC Certificate #12241.

Assets

$629M

Deposits

$518M

Loans

$513M

Equity

$78M

Profitability

Return on Assets (ROA) 1.91%
Return on Equity (ROE) 15.76%
Net Interest Margin (NIM) 4.37%
Yield on Assets 5.90%
Cost of Funds 1.65%

Asset Quality

NPL Ratio 0.41%
Net Charge-Off Ratio 0.04%
Texas Ratio 2.51%
NPA Ratio 0.33%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 15.14%
Tier 1 Capital 15.14%
Total Capital Ratio 16.26%
Leverage Ratio 12.98%
Loan-to-Deposit 99.13%

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