PITTSFIELD CO-OPERATIVE BANK

PITTSFIELD, MA | Small | Est. Jan. 1, 1889, midnight | FDIC #26393 | RSSD #1000276 | FDIC
Latest Report: 2025-12-31

PITTSFIELD CO-OPERATIVE BANK is asn small FDIC-insured commercial bank headquartered in PITTSFIELD, MA, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $432M and total deposits of $314M. Profitability stands at -1.11% ROA and -8.43% ROE, with a net interest margin of 3.24%. The bank's CET1 capital ratio is 19.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 1.94%. FDIC Certificate #26393.

Assets

$432M

Deposits

$314M

Loans

$322M

Equity

$55M

Profitability

Return on Assets (ROA) -1.11%
Return on Equity (ROE) -8.43%
Net Interest Margin (NIM) 3.24%
Yield on Assets 5.15%
Cost of Funds 2.03%

Asset Quality

NPL Ratio 0.35%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.94%
NPA Ratio 0.26%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 19.40%
Tier 1 Capital 19.40%
Total Capital Ratio 20.15%
Leverage Ratio 14.13%
Loan-to-Deposit 102.39%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required