BAXTER STATE BANK, THE

BAXTER SPRINGS, KS | Micro | Est. Jan. 1, 1905, midnight | FDIC #12432 | RSSD #1000856 | FDIC
Latest Report: 2025-12-31

BAXTER STATE BANK, THE is amn micro FDIC-insured commercial bank headquartered in BAXTER SPRINGS, KS, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $24M and total deposits of $18M. Profitability stands at -6.30% ROA and -30.29% ROE, with a net interest margin of 5.51%. The bank's CET1 capital ratio is 20.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.70% and a Texas Ratio of 5.30%. FDIC Certificate #12432.

Assets

$24M

Deposits

$18M

Loans

$13M

Equity

$5M

Profitability

Return on Assets (ROA) -6.30%
Return on Equity (ROE) -30.29%
Net Interest Margin (NIM) 5.51%
Yield on Assets 5.78%
Cost of Funds 0.61%

Asset Quality

NPL Ratio 1.70%
Net Charge-Off Ratio --
Texas Ratio 5.30%
NPA Ratio 1.12%
ACL / Loans 1.61%

Capital & Liquidity

CET1 Ratio 20.23%
Tier 1 Capital 20.23%
Total Capital Ratio 21.24%
Leverage Ratio 20.10%
Loan-to-Deposit 71.93%

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