SECURITY BANK & TRUST COMPANY

GLENCOE, MN | Large | Est. Oct. 12, 1935, midnight | FDIC #15324 | RSSD #1001059 | FDIC
Latest Report: 2025-12-31

SECURITY BANK & TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in GLENCOE, MN, established in Oct. 12, 1935, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.2B. Profitability stands at 2.02% ROA and 21.95% ROE, with a net interest margin of 4.02%. The bank's CET1 capital ratio is 13.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.00%. FDIC Certificate #15324.

Assets

$1.3B

Deposits

$1.2B

Loans

$846M

Equity

$123M

Profitability

Return on Assets (ROA) 2.02%
Return on Equity (ROE) 21.95%
Net Interest Margin (NIM) 4.02%
Yield on Assets 5.98%
Cost of Funds 3.39%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.19%
Texas Ratio 2.00%
NPA Ratio 0.20%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 13.47%
Tier 1 Capital 13.47%
Total Capital Ratio 14.54%
Leverage Ratio 8.91%
Loan-to-Deposit 72.84%

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