INTERNATIONAL BANK OF COMMERCE is an FDIC-insured commercial bank headquartered in LAREDO, TX, established in Sept. 2, 1966, midnight. As of 2025-12-31, the bank reported total assets of $9.8B and total deposits of $6.5B. Profitability stands at 3.02% ROA and 15.33% ROE, with a net interest margin of 5.05%. CET1 capital ratio: 20.87%, well above regulatory minimums. NPL ratio: 0.67% · Texas Ratio: 2.28%. Operates 81 domestic branches.
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