CARROLLTON BANK

CARROLLTON, IL | Large | Est. Jan. 1, 1877, midnight | FDIC #12383 | RSSD #1001648 | FDIC
Latest Report: 2025-12-31

CARROLLTON BANK is aln large FDIC-insured commercial bank headquartered in CARROLLTON, IL, established in Jan. 1, 1877, midnight. As of 2025-12-31, the bank reported total assets of $3.8B and total deposits of $3.5B. Profitability stands at 1.07% ROA and 13.88% ROE, with a net interest margin of 3.50%. The bank's CET1 capital ratio is 9.81%. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.71%. FDIC Certificate #12383.

Assets

$3.8B

Deposits

$3.5B

Loans

$2.9B

Equity

$293M

Profitability

Return on Assets (ROA) 1.07%
Return on Equity (ROE) 13.88%
Net Interest Margin (NIM) 3.50%
Yield on Assets 5.87%
Cost of Funds 2.94%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.13%
Texas Ratio 1.71%
NPA Ratio 0.15%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 9.81%
Tier 1 Capital 9.81%
Total Capital Ratio 11.04%
Leverage Ratio 7.82%
Loan-to-Deposit 83.06%

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