SUNMARK COMMUNITY BANK

PERRY, GA | Small | Est. Aug. 27, 1949, midnight | FDIC #16825 | RSSD #100236 | FDIC
Latest Report: 2025-12-31

SUNMARK COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in PERRY, GA, established in Aug. 27, 1949, midnight. As of 2025-12-31, the bank reported total assets of $399M and total deposits of $345M. Profitability stands at 3.18% ROA and 24.56% ROE, with a net interest margin of 6.28%. The bank's CET1 capital ratio is 11.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.02%. FDIC Certificate #16825.

Assets

$399M

Deposits

$345M

Loans

$286M

Equity

$48M

Profitability

Return on Assets (ROA) 3.18%
Return on Equity (ROE) 24.56%
Net Interest Margin (NIM) 6.28%
Yield on Assets 7.20%
Cost of Funds 1.00%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.02%
NPA Ratio 0.00%
ACL / Loans 2.23%

Capital & Liquidity

CET1 Ratio 11.94%
Tier 1 Capital 11.94%
Total Capital Ratio 12.54%
Leverage Ratio 12.49%
Loan-to-Deposit 83.00%

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