SAVERS CO-OPERATIVE BANK

SOUTHBRIDGE, MA | Medium | Est. Jan. 1, 1910, midnight | FDIC #26455 | RSSD #1002373 | FDIC
Latest Report: 2025-12-31

SAVERS CO-OPERATIVE BANK is amn medium FDIC-insured commercial bank headquartered in SOUTHBRIDGE, MA, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $792M and total deposits of $555M. Profitability stands at 0.15% ROA and 1.52% ROE, with a net interest margin of 3.01%. The bank's CET1 capital ratio is 10.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.49% and a Texas Ratio of 17.90%. FDIC Certificate #26455.

Assets

$792M

Deposits

$555M

Loans

$617M

Equity

$80M

Profitability

Return on Assets (ROA) 0.15%
Return on Equity (ROE) 1.52%
Net Interest Margin (NIM) 3.01%
Yield on Assets 5.22%
Cost of Funds 2.28%

Asset Quality

NPL Ratio 2.49%
Net Charge-Off Ratio 0.36%
Texas Ratio 17.90%
NPA Ratio 1.97%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 10.12%
Tier 1 Capital 10.12%
Total Capital Ratio 10.63%
Leverage Ratio 11.04%
Loan-to-Deposit 111.20%

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