SICILY ISLAND STATE BANK

SICILY ISLAND, LA | Micro | Est. Feb. 1, 1918, midnight | FDIC #12722 | RSSD #1002458 | FDIC
Latest Report: 2025-12-31

SICILY ISLAND STATE BANK is amn micro FDIC-insured commercial bank headquartered in SICILY ISLAND, LA, established in Feb. 1, 1918, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $71M. Profitability stands at 2.15% ROA and 16.84% ROE, with a net interest margin of 5.25%. The bank's CET1 capital ratio is 12.32%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.38%. FDIC Certificate #12722.

Assets

$92M

Deposits

$71M

Loans

$71M

Equity

$11M

Profitability

Return on Assets (ROA) 2.15%
Return on Equity (ROE) 16.84%
Net Interest Margin (NIM) 5.25%
Yield on Assets 8.01%
Cost of Funds 3.24%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.38%
NPA Ratio 0.05%
ACL / Loans 0.98%

Capital & Liquidity

CET1 Ratio 12.32%
Tier 1 Capital 12.32%
Total Capital Ratio 12.94%
Leverage Ratio 12.34%
Loan-to-Deposit 100.08%

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