BanksSICILY ISLAND STATE BANK

SICILY ISLAND STATE BANK

SICILY ISLAND, LAMicroEst. Feb. 1, 1918, midnightFDIC #12722RSSD #1002458FDIC
Latest · 2025-12-31

SICILY ISLAND STATE BANK is an FDIC-insured commercial bank headquartered in SICILY ISLAND, LA, established in Feb. 1, 1918, midnight. As of 2025-12-31, the bank reported total assets of $92M and total deposits of $71M. Profitability stands at 2.15% ROA and 16.84% ROE, with a net interest margin of 5.25%. CET1 capital ratio: 12.32%, well above regulatory minimums. NPL ratio: 0.06% · Texas Ratio: 0.38%. Operates 2 domestic branches.

Assets
$92M
Deposits
$71M
Loans
$71M
Equity
$11M

Profitability

Return on Assets (ROA)2.15%
Return on Equity (ROE)16.84%
Net Interest Margin5.25%
Yield on Assets8.01%
Cost of Funds2.93%

Asset Quality

NPL Ratio0.06%
Net Charge-Off Ratio0.04%
Texas Ratio0.38%
NPA Ratio0.05%
ACL / Loans0.98%

Capital & Liquidity

CET1 Ratio12.32%
Tier 1 Capital12.32%
Total Capital Ratio12.94%
Leverage Ratio12.34%
Loan-to-Deposit100.08%

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