NORTHWEST BANK

WARREN, PA | Regional | Est. Jan. 1, 1896, midnight | FDIC #28178 | RSSD #1002878 | FDIC
Latest Report: 2025-12-31

NORTHWEST BANK is arn regional FDIC-insured commercial bank headquartered in WARREN, PA, established in Jan. 1, 1896, midnight. As of 2025-12-31, the bank reported total assets of $16.8B and total deposits of $14.2B. Profitability stands at 1.20% ROA and 10.28% ROE, with a net interest margin of 3.88%. The bank's CET1 capital ratio is 12.75%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.82% and a Texas Ratio of 5.08%. FDIC Certificate #28178.

Assets

$16.8B

Deposits

$14.2B

Loans

$13.0B

Equity

$2.0B

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 10.28%
Net Interest Margin (NIM) 3.88%
Yield on Assets 5.36%
Cost of Funds 1.79%

Asset Quality

NPL Ratio 0.82%
Net Charge-Off Ratio 0.23%
Texas Ratio 5.08%
NPA Ratio 0.64%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 12.75%
Tier 1 Capital 12.75%
Total Capital Ratio 14.01%
Leverage Ratio 9.77%
Loan-to-Deposit 92.00%

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