BanksNORTHWEST BANK

NORTHWEST BANK

WARREN, PARegionalEst. Jan. 1, 1896, midnightFDIC #28178RSSD #1002878FDIC
Latest · 2025-12-31

NORTHWEST BANK is an FDIC-insured commercial bank headquartered in WARREN, PA, established in Jan. 1, 1896, midnight. As of 2025-12-31, the bank reported total assets of $16.8B and total deposits of $14.2B. Profitability stands at 1.20% ROA and 10.28% ROE, with a net interest margin of 3.88%. CET1 capital ratio: 12.75%, well above regulatory minimums. NPL ratio: 0.82% · Texas Ratio: 5.08%. Operates 140 domestic branches.

Assets
$16.8B
Deposits
$14.2B
Loans
$13.0B
Equity
$2.0B

Profitability

Return on Assets (ROA)1.20%
Return on Equity (ROE)10.28%
Net Interest Margin3.88%
Yield on Assets5.36%
Cost of Funds1.56%

Asset Quality

NPL Ratio0.82%
Net Charge-Off Ratio0.23%
Texas Ratio5.08%
NPA Ratio0.64%
ACL / Loans1.15%

Capital & Liquidity

CET1 Ratio12.75%
Tier 1 Capital12.75%
Total Capital Ratio14.01%
Leverage Ratio9.77%
Loan-to-Deposit92.00%

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