AMERICAN BANK OF BAXTER SPRINGS

BAXTER SPRINGS, KS | Small | Est. Jan. 1, 1917, midnight | FDIC #4624 | RSSD #1002953 | FED
Latest Report: 2025-12-31

AMERICAN BANK OF BAXTER SPRINGS is asn small FDIC-insured commercial bank headquartered in BAXTER SPRINGS, KS, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $195M and total deposits of $177M. Profitability stands at 0.47% ROA and 5.14% ROE, with a net interest margin of 3.41%. The bank's CET1 capital ratio is 8.85%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #4624.

Assets

$195M

Deposits

$177M

Loans

$96M

Equity

$17M

Profitability

Return on Assets (ROA) 0.47%
Return on Equity (ROE) 5.14%
Net Interest Margin (NIM) 3.41%
Yield on Assets 5.16%
Cost of Funds 1.78%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.55%

Capital & Liquidity

CET1 Ratio 8.85%
Tier 1 Capital 8.85%
Total Capital Ratio 9.29%
Leverage Ratio 9.94%
Loan-to-Deposit 54.24%

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