BUTTE STATE BANK

BUTTE, NE | Micro | Est. Jan. 1, 1944, midnight | FDIC #16110 | RSSD #1004256 | FED
Latest Report: 2025-12-31

BUTTE STATE BANK is amn micro FDIC-insured commercial bank headquartered in BUTTE, NE, established in Jan. 1, 1944, midnight. As of 2025-12-31, the bank reported total assets of $58M and total deposits of $48M. Profitability stands at 1.02% ROA and 10.34% ROE, with a net interest margin of 3.63%. The bank's CET1 capital ratio is 10.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.38%. FDIC Certificate #16110.

Assets

$58M

Deposits

$48M

Loans

$36M

Equity

$6M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 10.34%
Net Interest Margin (NIM) 3.63%
Yield on Assets 5.53%
Cost of Funds 2.43%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.38%
NPA Ratio 0.04%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 10.09%
Tier 1 Capital 10.09%
Total Capital Ratio 10.59%
Leverage Ratio 11.25%
Loan-to-Deposit 75.74%

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